Attention homeowners: Real estate appraisal services for in Brandon and Hillsborough County

The top seven reasons FL homeowners need Griffith Real Estate Appraisal Services:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a FL property tax assessment
  3. Remove PMI to lower their monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in Hillsborough county or FL by determining the true market value of real estate in question

Own a home in or near Brandon, FL and need help deciding the price of it?
Contact Griffith Real Estate Appraisal Services.

We at Griffith Real Estate Appraisal Services understand the special needs of a homeowner after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value report than yours.

Appraisals to remove PMI

A preferred way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are seasoned in helping homeowners just like you remove unnecessary PMI insurance.

Challenge a property tax assessment

If you live in an area that is declining or is not appreciating as much as other homes nearby, your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Griffith Real Estate Appraisal Services is your strongest weapon.

Was your HELOC recently frozen?

If your home is in or near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. Griffith Real Estate Appraisal Services can help you reinstate your home equity line of credit with a professional appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would prefer to have a professional double-check it for efficiency or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Griffith Real Estate Appraisal Services offers field reviews where we go out and check the subject and comps. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Griffith Real Estate Appraisal Services can We can assist you. While usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your house.